ICAZA, GONZALEZ-RUIZ & ALEMAN has a team of specialized attorneys with vast experience in the regulations in force applicable to free competition and consumer protection in every field.

Our team can provide:

  • Legal advice on consumer protection and antitrust matters.
  • Advisory and handling every kind of proceedings (administrative and judicial) regarding this matter.
  • Review of contracts and other documents to ensure compliance with relevant regulations.
  • Procuring licenses, authorizations, and queries before the corresponding administrative authorities.

In this context, the firm represents several companies that offer their goods and services to consumers and users, and we provide advice to prevent risks of any possible legal actions. In this area, we usually assist banks, financial entities, communications & information technology enterprises, and providers of every kind of goods.


Since 1996, when Panama joined the World Trade Organization, it updated its consumer protection regulations, adopted antitrust rules, and privatized its telephone and electricity utilities. Since then, consumer and user protection regulations have been introduced in different areas (e.g. banking, insurance, securities, regulated activities, etc.) and the Consumer Protection and Antitrust Authority, the Public Services Regulatory Entity, the Superintendency of Banks, the Superintendency of Insurance and the Superintendency of the Securities Market have been created and given powers in this area.

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